My strategy for telling my close friends and family about my plan to
move abroad was to warn them about a year in advance. The idea was to
give them time to accept the idea, knowing that some might never accept
it. Overall, I think this strategy was better than telling them at the
last minute, since I'm imagining some of them panicking in that
scenario, and possibly acting to prevent me from carrying out my plan.
Time will tell to see if they do this still.
Like Roosh, my mom is having the hardest time with my plan. She
obviously wants me to stay in the US, likely because she sees herself -
and thus me - as a beneficiary of the (increasingly) liberal and
(formerly) prosperous US culture, over her former, more conservative and
(formerly) less properous Asian culture. Thanks to Roosh, I can expect
my mom to also figure I'll just come back in a few months or years, in
spite of any evidence to the contrary.
My dad is neutral on my plan. Unlike my mom, he's the one who took the
big risk coming to the US, obviously before the days of the Internet and
relatively inexpensive plane tickets (so all he basically knew was that
it was a rich white country that hopefully wouldn't lynch him if he was
careful). His family was neutral to unsupportive of him coming to the
US, because in their eyes, things weren't that bad in their country. His
foresight about how over-competitive his country was to become from a
job perspective ended up benefiting those family members who had been
neutral to unsupportive of his move in the past, since he was able to
help them come to the US a decade or so later. I think he understands
that since he hasn't had my experience in today's world, he can't say
whether the move is good or not. But if there's one thing that I learned
from his experience, it's that it can pay to be an early-mover if
you're convinced of a foresight (in my case, the foresight that the US
is going to become over-competitive from a sex perspective).
Oddly enough, my married male friends are supportive of my move, while
my single male friends are neutral, at best. It may be that my married
male friends want to live vicariously through me, but it may also be
their way of warning me away from the trap that caught them. My single
male friends say I'm throwing away a great lifestyle, but I figure
they're simply ego-invested in the US ("All my dating work for scraps at
best? It can't be! They promised!").
What's even odder is that my single female friends (who I rarely hang
out with though) are supportive of my move. I guess since we don't want
to bang, they can freely admit that women have the upper hand to men
when it comes to banging, relative to other countries. They seem to
admit this the way that Sheryl Sandberg openly admits to hypergamy (bang
alphas when young, extract resources from betas when old). In both
cases, it seems they figure that enough males will go along with the
program anyway, even in the face of these traditionally unfavorable
admissions.
Obviously I haven't told anyone I directly work with, since they don't
need to know anyway. I'll just give them the standard two weeks notice
and say I'm taking time off to travel the world. That's an easy "lie" to
maintain since it's close to the truth. But I'll definitely not reveal
any neomasculine truths. I won't have anything to lose, but I can't be
bothered with the hassles, and I'll leave the neomasculine conversions
where they lie best - when the students seek the teachers.
Tuesday, July 21, 2015
My Poland Relocation: Clothing & Electronics
Thanks to the cost-of-living website numbeo.com, one can see that
certain items are more expensive abroad than they are in the US. This
includes clothing and electronics. So I figure best to buy those before I
leave, though what I buy has to go further, since I want to travel as
light as possible - preferably only two checked bags, a carry-on, and a
laptop backpack.
Clothing:
After reading the book, "Details Men's Style Manual" ( http://www.amazon.com/Details-Mens-Style...159240328X ) (not a plug, let's just say nobody has to pay for it), I've rebuilt my wardrobe to be as interchangeable as fashionably and practically possible. Some key items (note that these aren't all of them):
- Two pairs of no-pleat regular cut grey slacks, with about a week's worth of matching grey socks. The book calls grey slacks "the Swiss Army knife of pants", and indeed, I've worn them dressed-up AND dressed-down.
- Four short-sleeved collared shirts of varying colors. Worn alone in the summer and under one of two grey collarless sweaters in the winter.
- One pair of no-pleat regular cut khaki shorts. I generally don't like wearing shorts unless it's quite hot and/or humid, and I don't expect to wear them that often in Poland.
- Bogs chuka boots. I basically destroyed a pair of loafers in a previous winter trip to EE because it was too damp for them. These chukas are supposedly waterproof, but leather, so it won't look like I'm wearing women's rain boots or men's fly-fishing boots.
Electronics:
For $190 I got a factory-unlocked dual-sim Moto G (2nd gen). I have a CDMA carrier (Verizon or Sprint) here in the States, so my current phone won't work abroad (I used an all-expenses paid GSM phone from work in my previous travels). No 4G LTE on the Moto G, but 4G LTE bands vary by country - likely as a way by carriers to keep prices different between different countries.
More expensive phones such as the iPhone 6 are near-universal in 4G LTE band support, but quite frankly, the only reason I have 4G LTE here in the States is because I tether off of a $55/mo grandfathered unlimited data plan (so I can't remember the last time I dealt with the likes of a Comcast for Internet or TV). In Poland I expect to get a local SIM (and thus a local number) and pay per GB of mobile data, so most of my Internet use will be over WiFi. The extra sim slot may be useful for further travels.
The laptop I'm typing this on is pretty old, but since my most intense usage is merely YouTube, I have no plans to upgrade. Reformatting it recently has reversed the steady decline in performance. It also already has an HDMI out, so I'm actually typing this on my 40" LCD from my couch using my bluetooth keyboard and mouse (which use rechargeable AA batteries). The nice speakers I have are too bulky to come with me, but they will be replaced with my small portable bluetooth speaker (which actually sounds great, but obviously not as good). The laptop will also be used to keylog girls (see 20Nation's post as to why you should do this: http://www.rooshvforum.com/thread-29794.html ).
Clothing:
After reading the book, "Details Men's Style Manual" ( http://www.amazon.com/Details-Mens-Style...159240328X ) (not a plug, let's just say nobody has to pay for it), I've rebuilt my wardrobe to be as interchangeable as fashionably and practically possible. Some key items (note that these aren't all of them):
- Two pairs of no-pleat regular cut grey slacks, with about a week's worth of matching grey socks. The book calls grey slacks "the Swiss Army knife of pants", and indeed, I've worn them dressed-up AND dressed-down.
- Four short-sleeved collared shirts of varying colors. Worn alone in the summer and under one of two grey collarless sweaters in the winter.
- One pair of no-pleat regular cut khaki shorts. I generally don't like wearing shorts unless it's quite hot and/or humid, and I don't expect to wear them that often in Poland.
- Bogs chuka boots. I basically destroyed a pair of loafers in a previous winter trip to EE because it was too damp for them. These chukas are supposedly waterproof, but leather, so it won't look like I'm wearing women's rain boots or men's fly-fishing boots.
Electronics:
For $190 I got a factory-unlocked dual-sim Moto G (2nd gen). I have a CDMA carrier (Verizon or Sprint) here in the States, so my current phone won't work abroad (I used an all-expenses paid GSM phone from work in my previous travels). No 4G LTE on the Moto G, but 4G LTE bands vary by country - likely as a way by carriers to keep prices different between different countries.
More expensive phones such as the iPhone 6 are near-universal in 4G LTE band support, but quite frankly, the only reason I have 4G LTE here in the States is because I tether off of a $55/mo grandfathered unlimited data plan (so I can't remember the last time I dealt with the likes of a Comcast for Internet or TV). In Poland I expect to get a local SIM (and thus a local number) and pay per GB of mobile data, so most of my Internet use will be over WiFi. The extra sim slot may be useful for further travels.
The laptop I'm typing this on is pretty old, but since my most intense usage is merely YouTube, I have no plans to upgrade. Reformatting it recently has reversed the steady decline in performance. It also already has an HDMI out, so I'm actually typing this on my 40" LCD from my couch using my bluetooth keyboard and mouse (which use rechargeable AA batteries). The nice speakers I have are too bulky to come with me, but they will be replaced with my small portable bluetooth speaker (which actually sounds great, but obviously not as good). The laptop will also be used to keylog girls (see 20Nation's post as to why you should do this: http://www.rooshvforum.com/thread-29794.html ).
My Poland Relocation: Why Poland?
1) In my travels to EE, SA, and SEA, I've generally found Roosh's tip
about going where you don't look like the local guys to be true ( https://www.youtube.com/watch?v=gvAqsegHtec
). While SA and SEA aren't impossible for me (ie, Filipinas still look
at me because I'm taller and more muscular than the average Filipino
[which isn't saying much]), I, as someone who Mexicans in the US think
is Mexican, definitely stand out, and get more looks, in blonder
countries such as Poland.
2) One important clarification about Roosh's tip is to find out if the category of "local guy" includes foreigners who have settled or frequent the area and look like you. This contributes to second-tier cities sometimes being better than their larger competitors, since foreigners tend to be in larger cities. However, if a country is too small, its second-tier cities may not have enough girls to support your Game. Poland seems large enough that its second-tier cities won't be too small. In contrast, Talinn, Estonia's capital, is already fairly small, and even though it may be blonder than Poland, I definitely got fewer looks, likely as a result of what I observed as a higher foreigner presence there, versus Poland's second-tier cities.
3) Cost. While Scandinavia is supposed to be even blonder than Poland, the cost, even in second-tier cities there, is much higher than in Poland - and sometimes higher than even major cities in the US. Never mind Scandinavian feminism (or feminism in Western Europe, for that matter, which is more expensive than the US, never mind EE).
4) Language, amenities, and political stability. While Kiev has more feminine girls than Poland, I need time to actually learn Russian by taking trips to Ukraine. Until then, I also need to ease into living in EE (gyms, etc.), as opposed to visiting it. Also, while it seemed like business as usual when I visited Kiev after the coup, in light of my inexperience living outside the US, I believe it is prudent to gain experience in Poland.
2) One important clarification about Roosh's tip is to find out if the category of "local guy" includes foreigners who have settled or frequent the area and look like you. This contributes to second-tier cities sometimes being better than their larger competitors, since foreigners tend to be in larger cities. However, if a country is too small, its second-tier cities may not have enough girls to support your Game. Poland seems large enough that its second-tier cities won't be too small. In contrast, Talinn, Estonia's capital, is already fairly small, and even though it may be blonder than Poland, I definitely got fewer looks, likely as a result of what I observed as a higher foreigner presence there, versus Poland's second-tier cities.
3) Cost. While Scandinavia is supposed to be even blonder than Poland, the cost, even in second-tier cities there, is much higher than in Poland - and sometimes higher than even major cities in the US. Never mind Scandinavian feminism (or feminism in Western Europe, for that matter, which is more expensive than the US, never mind EE).
4) Language, amenities, and political stability. While Kiev has more feminine girls than Poland, I need time to actually learn Russian by taking trips to Ukraine. Until then, I also need to ease into living in EE (gyms, etc.), as opposed to visiting it. Also, while it seemed like business as usual when I visited Kiev after the coup, in light of my inexperience living outside the US, I believe it is prudent to gain experience in Poland.
My Poland Relocation: Banking, credit, mail, and visa.
Banking:
I have a Charles Schwab banking account, and it's served me well in my overseas travels, including my scouting visits to Eastern Europe. Here's why you may want to consider it:
- ATM fees reimbursed WORLD-WIDE AUTOMATICALLY (none of that "sending in ATM receipts" nonsense)
- Exchange rates that are obviously better than money changers, and (according to reviews on the web) some of the best compared to other US banks (no separate foreign exchange fee either, just a rate slightly higher than fair market)
- Some of the best interest rates, at least for a US checking account ... might as well get something for parking your most liquid cash somewhere
- The above being said though, I know most of my purchases will be on credit (get those rewards!). So ...
Credit:
I currently have a Capital One No Hassle Rewards Mastercard.
- I have it set to automatically credit my statement $25 once enough 1% cash back is generated.
- No chip, but I didn't have problems swiping in Europe.
- The exchange rates are obviously better than those offered by the merchants (they prompt if you want to be billed in USD or local currency). No separate foreign transaction fees. Not sure how the exchange rates compared to those of other cards though (should look into this)
Mail:
(There are great Flyertalk threads about this)
For tax location purposes as well as scanning and/or forwarding important documents (tax forms, passport renewals, etc.), I'll probably go with the official-sounding but actually just-a-company-called US Global Mail. Why?
- Real Houston, Texas address (not a PO box) - both being important for tax purposes, with the not-a-PO-box also being important for receiving shipments from FedEx, etc. (some companies even with addresses will only accept USPS, not FedEx, etc.)
- No charging for disposal (ie junk mail) - other companies' plans that charged for disposal weren't clear about how much that would cost (so I just assumed it was high)
- Cheaper and more transparent shipping options (some companies that look cheap make their money on "shipping", so you need to look at those rates, as well as the monthly rates)
Visa:
As a US citizen, off the bat at least, I plan on using the Poland loophole (h/t to Roosh, jasond, and countless others at http://www.rooshvforum.com/thread-31412.html ). So for crossing the Atlantic I'll connect outside Schengen (likely UK). Border runs to reset the 90-day tourist clock. I may look at other options such as student visas if my plan goes well.
Update on the above: according to a few web sources, Schwab and Capital One indeed are the best US institutions for overseas personal finance. I should add that Schwab's ATM reimbursement is unlimited (so no watching your number of transactions). Sources:
http://www.creditcards.com/credit-card-n...s-1433.php
http://thepointsguy.com/2014/02/the-top-...-atm-fees/
http://www.fodors.com/news/story_5428.html
I may look at this again out of boredom when I move, but for now it seems what I have is among the best.
Also an update on taxes for part 1: I may also consider the "Roth IRA escape hatch":
http://www.mrmoneymustache.com/2011/11/1...your-401k/
In short, once I quit my job, I'll be in a lower tax bracket, at which point I can convert traditional 401k money into Roth IRA money and pay the associated income taxes, then let it sit for the IRS-minimum 5 years before withdrawing the principal (but not the gains) penalty-free. So basically another thing to look at after I move, when I have more time.
Update 2:
Minor update for those interested in the mail scanning service I mentioned: it's slightly advantageous to sign up before going abroad. The reason is that the USPS apparently requires the mail scanning service to have a physical copy of the USPS form (#1583 I believe, usually provided by the mail scanning service) that authorizes the mail scanning service to receive your USPS mail. Likely not too much of an issue mailing this form to the scanning service from abroad, but quite easy in the US.
Also a minor update on my move to becoming a Texas "resident." With the address from the mail scanning service, I don't anticipate any problems claiming Texas residency come tax time. I don't see a need to getting a Texas drivers license or resident ID, but I may look into this more. The reason I don't anticipate any problems is because I know people who claim "residency" in one state, but actually live and work in others.
I have a Charles Schwab banking account, and it's served me well in my overseas travels, including my scouting visits to Eastern Europe. Here's why you may want to consider it:
- ATM fees reimbursed WORLD-WIDE AUTOMATICALLY (none of that "sending in ATM receipts" nonsense)
- Exchange rates that are obviously better than money changers, and (according to reviews on the web) some of the best compared to other US banks (no separate foreign exchange fee either, just a rate slightly higher than fair market)
- Some of the best interest rates, at least for a US checking account ... might as well get something for parking your most liquid cash somewhere
- The above being said though, I know most of my purchases will be on credit (get those rewards!). So ...
Credit:
I currently have a Capital One No Hassle Rewards Mastercard.
- I have it set to automatically credit my statement $25 once enough 1% cash back is generated.
- No chip, but I didn't have problems swiping in Europe.
- The exchange rates are obviously better than those offered by the merchants (they prompt if you want to be billed in USD or local currency). No separate foreign transaction fees. Not sure how the exchange rates compared to those of other cards though (should look into this)
Mail:
(There are great Flyertalk threads about this)
For tax location purposes as well as scanning and/or forwarding important documents (tax forms, passport renewals, etc.), I'll probably go with the official-sounding but actually just-a-company-called US Global Mail. Why?
- Real Houston, Texas address (not a PO box) - both being important for tax purposes, with the not-a-PO-box also being important for receiving shipments from FedEx, etc. (some companies even with addresses will only accept USPS, not FedEx, etc.)
- No charging for disposal (ie junk mail) - other companies' plans that charged for disposal weren't clear about how much that would cost (so I just assumed it was high)
- Cheaper and more transparent shipping options (some companies that look cheap make their money on "shipping", so you need to look at those rates, as well as the monthly rates)
Visa:
As a US citizen, off the bat at least, I plan on using the Poland loophole (h/t to Roosh, jasond, and countless others at http://www.rooshvforum.com/thread-31412.html ). So for crossing the Atlantic I'll connect outside Schengen (likely UK). Border runs to reset the 90-day tourist clock. I may look at other options such as student visas if my plan goes well.
Update on the above: according to a few web sources, Schwab and Capital One indeed are the best US institutions for overseas personal finance. I should add that Schwab's ATM reimbursement is unlimited (so no watching your number of transactions). Sources:
http://www.creditcards.com/credit-card-n...s-1433.php
http://thepointsguy.com/2014/02/the-top-...-atm-fees/
http://www.fodors.com/news/story_5428.html
I may look at this again out of boredom when I move, but for now it seems what I have is among the best.
Also an update on taxes for part 1: I may also consider the "Roth IRA escape hatch":
http://www.mrmoneymustache.com/2011/11/1...your-401k/
In short, once I quit my job, I'll be in a lower tax bracket, at which point I can convert traditional 401k money into Roth IRA money and pay the associated income taxes, then let it sit for the IRS-minimum 5 years before withdrawing the principal (but not the gains) penalty-free. So basically another thing to look at after I move, when I have more time.
Update 2:
Minor update for those interested in the mail scanning service I mentioned: it's slightly advantageous to sign up before going abroad. The reason is that the USPS apparently requires the mail scanning service to have a physical copy of the USPS form (#1583 I believe, usually provided by the mail scanning service) that authorizes the mail scanning service to receive your USPS mail. Likely not too much of an issue mailing this form to the scanning service from abroad, but quite easy in the US.
Also a minor update on my move to becoming a Texas "resident." With the address from the mail scanning service, I don't anticipate any problems claiming Texas residency come tax time. I don't see a need to getting a Texas drivers license or resident ID, but I may look into this more. The reason I don't anticipate any problems is because I know people who claim "residency" in one state, but actually live and work in others.
Q&A from My First Poland Relocation Forum Post
@Brodiaga
Good questions. Let's discuss here, and if necessary, summarize in another post, for easy consumption.
Plus I plan on "moving" (for tax purposes) to a retirement-friendly state like Texas (no income taxes I believe) before moving abroad (my US forwarding mailing address will likely also be in Texas).
At the end of the day though. no retirement plan is 100% secure, just like no seemingly golden-goose on-line business is 100% secure. Planning has to be balanced with flexibility, which can always be unforeseen but forced upon you (kinda like how you deal with women - you have a model or principles, but you can't script a reply to every contingency).
I'll probably also try to make money from my hobbies, as Mr. Money Mustache has done, and like him, mostly for the fun of it, rather than out of necessity. Gotta have a project (outside of women), as Roosh and countless others on this side of the web have said.
Good questions. Let's discuss here, and if necessary, summarize in another post, for easy consumption.
(05-05-2015 11:28 PM)Brodiaga Wrote: -Did you factor the taxes in? @18K/year withdrawals, how much do you expect to pay in US taxes?I didn't factor taxes in because I don't expect to pay much, as Mr. Money Mustache demonstrates in "The Lovely Low Taxes of Early Retirement": http://www.mrmoneymustache.com/2012/06/0...etirement/
Plus I plan on "moving" (for tax purposes) to a retirement-friendly state like Texas (no income taxes I believe) before moving abroad (my US forwarding mailing address will likely also be in Texas).
(05-05-2015 11:28 PM)Brodiaga Wrote: -How are you going to withdraw money? Are you planning to withdraw from taxable accounts first, and then 401k and Roth IRA after you turn 59 (I assume you use tax advantaged accounts). Are you planning to start withdrawals from tax advantaged accounts when you are younger (72t from IRA, withdraw principle from Roth IRA, etc)?I actually need to look into this more - not that it's a make or break thing, but who wants to give Uncle Sam more money for nothing? Off the top of my head, your former plan (taxable then traditional 401k then Roth 401k then Roth IRA) seems the best, but I have read a little about SEPP/72(t) and it seems interesting. I assume the former plan is your plan?
(05-05-2015 11:28 PM)Brodiaga Wrote: -Do I understand correctly that you are heavily invested in equities even as you start withdrawing money?Yep, 50% low-cost S&P 500 index funds and 50% of the ex-US equivalent, thus replicating current world capitalization (roughly, and according to Vanguard's Total World Index, if the name is correct). That should result in the most efficient (publicly available) portfolio.
(05-05-2015 11:28 PM)Brodiaga Wrote: -Have you stress tested your plan? Used firecalc simulations or something similar? What is your plan if, for example, the dollar loses its value vs the euro or a new recession hits and the market crashes?Mr. Money Mustache actually stress-tested the 25x tip in a post entitled, "The 4% Rule: The Easy Answer to “How Much Do I Need for Retirement?": http://www.mrmoneymustache.com/2012/05/2...etirement/
At the end of the day though. no retirement plan is 100% secure, just like no seemingly golden-goose on-line business is 100% secure. Planning has to be balanced with flexibility, which can always be unforeseen but forced upon you (kinda like how you deal with women - you have a model or principles, but you can't script a reply to every contingency).
I'll probably also try to make money from my hobbies, as Mr. Money Mustache has done, and like him, mostly for the fun of it, rather than out of necessity. Gotta have a project (outside of women), as Roosh and countless others on this side of the web have said.
My Poland Relocation (from Roosh V Forum)
I decided it would be a good idea to drop the same info I've posted to the Roosh V forum here, in case that forum gets shut down or whatever. I'll break it up so it doesn't end up being one long blog post. Here's the intro:
Inspired by Buddha's Budapest Relocation Journal ( http://www.rooshvforum.com/thread-40423.html ), and also as a way to contribute back to a group that has given me so much, I'm laying out the path I've taken, and plan to take, to relocate to Poland. Some details, such as the place in Poland I'm considering, will be omitted though, due to the possibility of haters lurking on here.
About me: average height, fit (but not jacked), Asian (though Mexicans here in the US think I'm Mexican), early 30s. Similar story to Buddha: blue-pill liberal with an overpriced education working at Fortune 500s who transitioned into the red-pill, starting around three years ago, after two years of blue-pill dating frustration.
Okay, here's where I (hopefully) start adding value (got corporate-speak?).
Part 1: $
I've become location-independent through the boring and slow way - by saving and investing - ever since I started working. Not everyone can do this, nor will everyone want to do this - but if you, for whatever reason, are better suited to a plan simpler (but slower) than, say, starting an on-line business - then you might be able to shamelessly copy what I'm doing.
The key and main difference between my saving and investing and typical saving and investing can be summed up as: the Mr. Money Mustache method. He and others like him have been mentioned on the forum before, but not in great detail, so I'll sum up the method here (the real value-add).
In the first part, his path to retirement is to save 25 times your annual spending, and invest it in low-cost funds that track the S&P 500 and its ex-US equivalent. So, for a monthly budget of $1,500 (what Roosh and others mention is needed for Eastern Europe), you need to save and invest $450,000 ($1,500 x 12 x 25). Once that number is reached, you can live off the returns (so no transition to bonds, unlike typical retirements - he has a post detailing the math about how this is actually quite safe).
Now hopefully $450,000 is a big number for you (unless you're reading this just for fun), but the second, more important, and hopefully uplifting part of the Mr. Money Mustache method, is also the simplest, but the toughest: cut your spending (it's probably harder to increase your earning to the same effect). Just like actually lifting heavy-ass weights for bodybuilding, this is the part about early retirement where the work is done and the quitters quit (sometimes rightfully so).
You'll have to be the judge as to which spending gets cut and which spending is necessary for your short and long-term Game, but start with the big ticket items and move down (in an extreme example, if you're in Poosy Hell where an awesome but expensive pad is useless because there are literally no girls around [Bakken oil field maybe?], you'll have to ask yourself if the awesome pad is worth it).
Be merciless with useless costs though - for example, I drive a boring car that's 10+ years old because it's cheap and my dates never see it (due to my location). In contrast, my typical outfit costs $300, since girls see that (but I only have a few items, and I bought specific styles and colors for multi-season mixing, matching, and long-term durability).
Google Mr. Money Mustache before asking any questions about his method - I only meant to summarize, not copy/paste his blog, which he's been writing for several years, with a post coming out about each week.
I'll add more plan parts (such as why I'm considering Poland) later.
Inspired by Buddha's Budapest Relocation Journal ( http://www.rooshvforum.com/thread-40423.html ), and also as a way to contribute back to a group that has given me so much, I'm laying out the path I've taken, and plan to take, to relocate to Poland. Some details, such as the place in Poland I'm considering, will be omitted though, due to the possibility of haters lurking on here.
About me: average height, fit (but not jacked), Asian (though Mexicans here in the US think I'm Mexican), early 30s. Similar story to Buddha: blue-pill liberal with an overpriced education working at Fortune 500s who transitioned into the red-pill, starting around three years ago, after two years of blue-pill dating frustration.
Okay, here's where I (hopefully) start adding value (got corporate-speak?).
Part 1: $
I've become location-independent through the boring and slow way - by saving and investing - ever since I started working. Not everyone can do this, nor will everyone want to do this - but if you, for whatever reason, are better suited to a plan simpler (but slower) than, say, starting an on-line business - then you might be able to shamelessly copy what I'm doing.
The key and main difference between my saving and investing and typical saving and investing can be summed up as: the Mr. Money Mustache method. He and others like him have been mentioned on the forum before, but not in great detail, so I'll sum up the method here (the real value-add).
In the first part, his path to retirement is to save 25 times your annual spending, and invest it in low-cost funds that track the S&P 500 and its ex-US equivalent. So, for a monthly budget of $1,500 (what Roosh and others mention is needed for Eastern Europe), you need to save and invest $450,000 ($1,500 x 12 x 25). Once that number is reached, you can live off the returns (so no transition to bonds, unlike typical retirements - he has a post detailing the math about how this is actually quite safe).
Now hopefully $450,000 is a big number for you (unless you're reading this just for fun), but the second, more important, and hopefully uplifting part of the Mr. Money Mustache method, is also the simplest, but the toughest: cut your spending (it's probably harder to increase your earning to the same effect). Just like actually lifting heavy-ass weights for bodybuilding, this is the part about early retirement where the work is done and the quitters quit (sometimes rightfully so).
You'll have to be the judge as to which spending gets cut and which spending is necessary for your short and long-term Game, but start with the big ticket items and move down (in an extreme example, if you're in Poosy Hell where an awesome but expensive pad is useless because there are literally no girls around [Bakken oil field maybe?], you'll have to ask yourself if the awesome pad is worth it).
Be merciless with useless costs though - for example, I drive a boring car that's 10+ years old because it's cheap and my dates never see it (due to my location). In contrast, my typical outfit costs $300, since girls see that (but I only have a few items, and I bought specific styles and colors for multi-season mixing, matching, and long-term durability).
Google Mr. Money Mustache before asking any questions about his method - I only meant to summarize, not copy/paste his blog, which he's been writing for several years, with a post coming out about each week.
I'll add more plan parts (such as why I'm considering Poland) later.
Tuesday, July 14, 2015
Where Have The Updates Been, & Why I'm Posting Here
I've been posting on Roosh's forum so my advice on my relocation helps more guys than my blog would've. Check it out here:
http://www.rooshvforum.com/thread-47239.html
From time to time, I may post on the blog though, especially for stuff that may seem promotional - though I'd rather give guys a choice on feminism than make money on it.
In light of that, I recently mentioned in the thread "King of Warsaw" game - basically social circle game. A great analogy from Love Systems' Social Circle Mastery product (which you can ... acquire) is this:
Cold-approach game = hunting
Social circle game = farming
And we all know who won that evolutionary battle.
One great idea from the product is cold-approaching to make friends, as opposed to getting laid. I could see using Roosh indirect day game anywhere (even at a bar at night) to do this.
In both cases though, location matters. No point hunting or farming in a desert.
There's more good stuff in the product, so definitely recommend ... acquiring it.
http://www.rooshvforum.com/thread-47239.html
From time to time, I may post on the blog though, especially for stuff that may seem promotional - though I'd rather give guys a choice on feminism than make money on it.
In light of that, I recently mentioned in the thread "King of Warsaw" game - basically social circle game. A great analogy from Love Systems' Social Circle Mastery product (which you can ... acquire) is this:
Cold-approach game = hunting
Social circle game = farming
And we all know who won that evolutionary battle.
One great idea from the product is cold-approaching to make friends, as opposed to getting laid. I could see using Roosh indirect day game anywhere (even at a bar at night) to do this.
In both cases though, location matters. No point hunting or farming in a desert.
There's more good stuff in the product, so definitely recommend ... acquiring it.
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